** Required Reading **
Workers' Compensation Fraud: The Real Story
Labor Research Association
Escalating workers' compensation insurance premiums in the late 1980s and early 1990s set off a series of unsubstantiated charges about widespread claimant fraud as a major cost driver in the workers' compensation system. A number of states passed anti-fraud legislation and began to pursue fraud cases and to collect information about fraud on a serious basis. These efforts have uncovered no evidence to support the charges of widespread claimant fraud and, in fact, have revealed that employer fraud is a far larger drain on the system. The misplaced focus on claimant fraud has created an atmosphere of fear and intimidation for injured workers with legitimate claims. It has also distracted policymakers, law enforcement officials and the public from the real fraud problem in workers' compensation: employer fraud.
Among other things, it says, "The real question is not why there is so much claimant fraud, but why there is so little. A system that leaves injured workers in poverty invites abuse."
Read the entire report at
Print a .pdf version at http://www.injuredworker.org/Library/Workers_Comp_Fraud/Comp_Fraud,_The_Real_Story.pdf