Re: State Farm sued for what is common practice.

Author Subject: Re: State Farm sued for what is common practice.
Del Posted At 17:21:51 03/22/2000
Although the above involves an auto accident it has set legal precedent which could apply to workers' comp claims, in Arizona for now, and possibly nationwide at some point. This will be especially true if "exclusive remedy" is declared unconstitutional.

Anyone who has been moderately to severely injured at work knows about the "starve-out tactics" of insurance companies.

Another less known fact is that claims adjusters are commonly compensated (salary & bonuses)in accordance to how "little" they pay out on injury claims.

When looking at the statistics below, keep in mind that Oregon employment has risen while ACCEPTED "disabling" claims are substanially down (about 25%). Not all claims are disabling.

Oregon OSHA performed fewer inspections in 1998 than they did in 1986 which begs this question; "how can we be safer at our jobs?" Also, Oregon imposed the lowest average penalties in all 50 states per serious citation for "conditions creating a substantial probability of death or serious physical harm to workers." The penalty averaged $287 in 1997.

Year Employment Disabling Claims
1990 1,258,600 35,857
1991 1,258,600 31,479
1992 1,280,500 30,786
1993 1,317,100 30,741
1994 1,378,800 31,530
1995 1,431,800 30,564
1996 1,487,300 28,389
1997 1,547,800 27,922
1998 1,583,900 27,049

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